WatchDog University

Find answers to all the questions caregivers face.
Gifts and Medicaid

Everyone likes receiving gifts, and the birthday card or holiday card filled with money is definitely a lot of people’s favorite gift. While we might enjoy seeing the looks of joy on the faces of our loved ones, we need to be careful in giving away our money if we think we may one day […]

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Can Medicaid Take Your House?

If you are an elderly individual who has been living with your spouse for most of your life, it can be a scary situation if they are suddenly put into a nursing home, and it can leave your mind full of swirling questions and concern. Not the least of those questions might be if Medicaid […]

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What is a Medicaid Lien?

Basically, for people who are 55 or above, the states are required to get recovery of payments from the person’s estate for things like nursing facility services, home and community-based services, and related hospital and prescription drug services. The states also have the option to get back the payments for all the other Medicaid services […]

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What to Do When You Have too Much Income for a QIT

One of the main things that Medicaid does is pay for nursing home care for the individuals who qualify for the program. If you find you’re going to be going to a nursing home and the state disqualifies you from receiving your benefits because your current income is over that of the Medicaid limit, it […]

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Miller Trusts and Qualified Income Trusts

A Miller Trust and a Qualified Income Trust (or QIT) are technically one and the same. Now that we know that, let’s talk a bit about them.  A Qualifying Income Trust (QIT) or Miller Trust makes it so that people with a gross income of over $1,656 per month can place all or part of […]

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Miller Trusts -What are They?

When it comes to the law, sometimes even the things that should be simple are made difficult by all sorts of information and forms that need to be filled out. In this topic, we’ll look at one of those potential forms: The Miller Trust. A Miller Trust is the same thing as an “Income Cap […]

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How to Qualify for Medicaid

Finding out whether you qualify to receive Medicaid may seem confusing at first, but basically, it is based on the income levels and assets of the applicant(s). However, disabled persons or those who are caring for disabled individuals may also qualify to receive it as well. A person’s eligibility is also affected by things like […]

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Annual Exclusion Gifts and Medicaid

A lot of people think that if they can give away an amount of money that is equal to the annual gift tax exclusion—which as of this writing is $15,000 to any one person—the gift will then not be included in the five-year look back period from Medicaid that might cause a waiting period to […]

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Medicaid and Long-Term Care

Previously, we’ve covered Medicare and some of the things that the program covers, but you might still have questions regarding Medicaid, so the focus of this article will be on Medicaid and long-term care. As you may know, Medicaid is a jointly-run program from both federal and state government, and it can help those individuals […]

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What to Do When Health Coverage is Denied

Perhaps you or a loved one has applied for Medicaid and the state Medicaid agency denied the application. You may be wondering what you can do in just such a situation, and if you are, then fear not; this article is for you. So, if you find yourself facing a denial of your application, you […]

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